title 31 training. Recording and Reporting Obligations Under the BSA. title 31 training

 
 Recording and Reporting Obligations Under the BSAtitle 31 training  * I received useful feedback on my assessments

Disbursing. 1951 et seq. Under 2 CFR 200. v. Preview. Train your employees, test their knowledge, and track their progress all from one place! Train 24/7 Via Your Own Custom Web Portal. Financial Crimes Enforcement Network (FinCEN) FinCEN develops answers to Frequently Asked Questions to assist in complying with the responsibilities under the Bank Secrecy Act (BSA). Title 38 - VETERANS’ BENEFITS PART III - READJUSTMENT AND RELATED BENEFITS CHAPTER 31 - TRAINING AND REHABILITATION FOR. . A designated Bank Secrecy Act officer. Connor outlined the four critical (and minimum) components of an AML program as: 1. Title 31 Introduction Overview* 2. Can a expired photo ID be valid under Title 31? Yes, so long as its not more than thirty days expired. This course will discuss the history of Title 31, define key terminology related to the topic, and overview Title 31 compliance and the procedures related to compliance. Address potential non-compliance issues promptly and appropriately. 3 of the document. Learn about eligibility requirements for Veteran Readiness and Employment (VR&E)—formerly called Vocational Rehabilitation and Employment. 693 Chapter VIII—Office of Investment Security, Department of the. The mix of in-person and online training will help to ensure all staff are fully trained on Title 31/anti-money laundering topics as required by law. L. From Title 38-VETERANS' BENEFITS PART III-READJUSTMENT AND RELATED BENEFITS CHAPTER 31-TRAINING AND REHABILITATION FOR VETERANS WITH SERVICE-CONNECTED DISABILITIES. Preview. Title 31 and Suspicious Activity Casino Essentials offers Casinos the training they are required to know about suspicious activities in Gaming, according to the IRS and FinCEN, including a 'hands-on' workshop that will cover all aspects of SARC fundamentals, tracking, filing, auditing and training. L. 31, 2011, 125 Stat. Symptom Media was one of only 39 total electronic products selected for the year, ALA's Outstanding Academic Title list, out of a. Rob Strait. I am honored to be here talking with you about the importance of compliance with anti-money laundering (AML) requirements under title 31 of the Bank Secrecy Act. The program is part of a law enacted by Congress under Title 38 Code of Federal Regulations, Chapter 31. ( 1) Each casino shall develop and implement a written program reasonably designed to assure and monitor compliance with the requirements set. )], or section 21 of the Federal Deposit Insurance Act [12 U. A, title III, §367, Dec. Deliver our leading AML and casino-specific online courses to stay compliant with national and state standards. Technical assistance is available by e-mailing HelpCPSL@pitt. S. 91–508 (12 U. L. C. 500. , The purpose of the MTL is to identify guests which have a transaction(s) with same _____ _____which total. Educational BenefitsPlease read Rule 31, Section 14 carefully to learn about additional requirements. Strongly Disagree Disagree. Legislative history [ edit ] The title was codified September 13, 1982 as "Money and Finance", Pub. 31 - TRAINING AND REHABILITATION FOR VETERANS WITH SERVICE-CONNECTED DISABILITIES. words after. Implementing a complete training program for Title 31 compliance is vital. CASH OUT – The amount of currency paid out by a casino. 754 (a) (related to form of certificates of indebtedness and Treasury bills, finality) 3121. Learn about AML compliance, EHS,. State Public Assistance Code. Title 31-Training Guidelines Quiz. and the Wright brothers. 1951 et seq. This pdf document contains the report of the House Committee on Armed Services on the National Defense Authorization Act for Fiscal Year 2012, which authorizes appropriations for military activities of the Department of Defense and other related agencies. Code § 1535 - Agency agreements. S. The 2023 training will help learners recognize, avoid and report scams, and understand how stopping scams fits into preventing money laundering. Reduce risk in casino operations with Title 31 and Anti-Money Laundering training compliance. VerDate Mar<15>2010 17:05 Aug 17, 2013 Jkt 229126 PO 00000 Frm 00004 Fmt 8092 Sfmt 8092 Q:3131V3. vA simple and clear assessment. With a Casino Knowledge Hub annual subscription, Compliance Officers can rest. The responsibilities of a Certifying Officer are outlined in 31 U. ( c) All current employees who have not received such training shall be trained within one year of the effective date of the PREA standards, and the agency shall. L. 7701 (b) and the regulations thereunder but using the definition of “United States” provided in 31 CFR 1010. Criminal penalties may include monetary penalties, prison sentences, or both. Ensure new employees receive Title 31 training that is documented and incorporate non-gaming employees into the training plan; Conduct follow-up reviews to ascertain that appropriate action has been taken on reported findings and recommendations; Understand and comply with the attendance policy of the casino;6. 16, 2016, 130 Stat. Title 31 is the principal set of rules and regulations issued by federal agencies of the United States regarding money, finance, and the treasury. 101 refers to title 31, part 500, section 101. Training regarding anti-money laun-dering and countering the financing of ter-rorism (a) TRAININGREQUIREMENT. In subsection (a), before clause (1), the words “Subject to section 500 of title 5” are added for clarity and to conform to title 5. L. 102–484 provided that: " (1) This section [enacting section 4316 of this title and amending this section and sections 4308 and 4313 of this title] and the amendments made by this section shall take effect on the earlier of—. 1829b] through the. We now offer over 100 online courses. L. However, havi. View Course Catalog. mark. R. June 13, 2018. Question Title. § 1021. an Effective Date note under section 101 of Title 6, Do-mestic Security. 9/28/2021 Create Your Casino’s Title 31 Compliance Program. Pursuant to an order entered by the Tennessee Supreme Court on February 13, 2023, Tennessee Supreme Court Rule 31 (14) (g) was amended to change the number of required training hours necessary to become a Rule 31 listed family mediator with a domestic violence designation. S. Assign essential training such as: Title 31 transaction reporting for operations; SAR incident scenarios and reporting; Title 26 and Form 8300; And more 9/28/2021 Create Your Casino’s Title 31 Compliance Program. DAG also helps casinos establish Customer Due Diligence (“CDD”) and “Source of Funds” programs. § § 310. 99, 40 Stat. Because there are many types of suspicious activities, it is required that casino personnel receive Title 31 training to avoid penalty and remain compliant. Occupational exploration: The VA helps explore thousands of jobs, determine the qualifications. ONLINE TRAINING PROGRAMS. Bureau of Engraving and Printing, Department of the Treasury. A casino shall be deemed to satisfy the requirements of 31 U. Question Title * 43. A Border Patrol agent may receive an overtime supplement under 5 U. 31 CFR Chapter X, Financial Crimes Enforcement Network, Department of the Treasury. 44(a). 1, 2021, 134 Stat. Prepare your people and stay in compliance using industry-specific training, operational readiness, workforce management, and risk management solutions. Title 31 Training. 26, 2010, as amended at 76 FR 43597, July 21. We now offer over 100 online courses. Clause (2) is substituted for 31:530a and 530b to. 1/7/2021 What Title 31 Compliance Means for Casino AML Training Programs. In subsection (b), before clause (1), the words “On and after June 1, 1942” are omitted as executed. 7, 2010, 124 Stat. Match. 26, 2001], whether or not final regulations are issued under paragraph (1) [set out below], and the failure to. Session 4: Anti-Money Laundering Act 2020 potential impact to Indian Gaming. You all—as industry leaders and compliance officers—play a. Over the years we have built a comprehensive. S. Obtain a comprehensive risk assessment with an analysis and review of your casino’s BSA/Title 31 compliance program. . To return to the beginning of the SAR training module, click here. United States Code, 2020 Edition Title 10 - ARMED FORCES Subtitle A - General Military Law PART I - ORGANIZATION AND GENERAL MILITARY POWERS CHAPTER 2 - DEPARTMENT OF DEFENSE Sec. AML Title 31, Responsible Gaming and Sexual Harassment Prevention just to name a few. Programs include certificates of completion, specialty job aids, checklists, program policy templates and so much more! Some of our most popular programs include: Title 31 and SAR Anti. the consequences of failing to comply with Title 31 requirements. and training in the use of, technology to detect and prevent financial crimes and terrorism within and without the United States, $8,000,000. 4 CHAPTER VIII - OFFICE OF INVESTMENT SECURITY, DEPARTMENT. (1) The Secretary of the Navy shall provide for housing male recruits and female recruits separately and securely from each other during basic training. Insights into the intent of Title 31 and the entities which have jurisdiction and enforcement responsibilities. 97–258, §5(b), Sept. C. 38 U. In clause (2), the text of 31:240(1) is omitted as unnecessary because of the restatement. Compliance, exemptions, and summons authority (a) General Powers of Secretary. Chapter VII—Federal Law Enforcement Training Center, Depart-ment of the Treasury. Learning Management System (LMS)The program is part of a law enacted by Congress under Title 38 Code of Federal Regulations, Chapter 31. S. C. Personnel training, development, and qualifications § 3119. ( b) Minimum requirements. Level and frequency of training and whether training is appropriate for the business and compliance functions performed by personnel (e. 6. F, title LXII, §6211, Jan. §5318. L. 1554, provided that: "The amendment made by subsection (a) [amending this section] shall apply with respect to a course of education or training pursued by a veteran who first begins a program of rehabilitation under chapter 31 of title 38, United States Code, on or after the. We now offer over 100 online courses. Acts and elections conducted pursuant to provisions which refer to qualified electors. General. Title 31 SAR Incident Scenarios & Reporting* 4. From Title 10-ARMED FORCES Subtitle A-General Military Law PART III-TRAINING AND EDUCATION CHAPTER 102-JUNIOR RESERVE OFFICERS' TRAINING CORPS. 97–258, and its provisions restated in sections 1341, 1342, 1349 to 1351, and. Employee Training . C. Learn more. Title 31 of the Bank Secrecy Act requires all casinos who have a gross annual gaming revenue of at least $1 million to draft and implement a written training program that ensures compliance with the law’s anti-money laundering regulations. 1068, and reenacted by the first section thereof as section 3512 of this title. . 1951 et seq. Through its online course library of over 100 titles, a powerful LMS platform, AML certification, and educational conferences, Casino Essentials helps clients. One of the main and most well-known Title 31 requirements is that casinos and card. Except as provided in Section 2 of this Order, the Office of Personnel Management is hereby designated and empowered to exercise the authority vested in the President by Section 4102 (a) (2) (B) of Title 5, United States Code, to designate individuals appointed by the President for training under Chapter 41 of Title 5,. 111–5 ap-plicable to taxable years beginning after Dec. Compliance, exemptions, and summons authority. Deliver our leading AML and casino-specific online courses to stay compliant with national and state standards. 500. The text of 31:492 (a) (last sentence) is omitted because of section 3323 (a) of the revised title. Before you register, download this document (PDF format) that will provide step-by-step instructions for registering for online training and accessing your course in the ALMS. However, this isn't always the case. L. Certain provisions of this subchapter and subchapter II of chapter 15 of this title were originally enacted as section 3679 of the Revised Statutes, popularly known as the Anti-Deficiency Act. Jump To: Source Credit Miscellaneous References In Text Prior Provisions Amendments Effective Date §3116. 102 Fixed-price contracts. The course is presented in 4 Modules: 1. * 31. C. Patron last name, first name and middle initial if possible. We provide lost-cost online testing and training modules to accommodate casinos of all sizes that. 1457, provided that: "At the same time that the President submits to Congress the budget for each of fiscal years 1993, 1994, 1995, and 1996 under section 1105 of title 31, United States Code, the Director of the Office of Management and Budget shall submit to Congress a report regarding the effect. Tara_Gandy3 Teacher. Ensure all team members are following all Title 31 programs, monitor team member Title 31 training and assist departments in meeting training requirements for successful and timely completion. (Title replaced by Ordinance 180276, effective June 28, 2006. Get the solution that enables your casino staff to receive compliance training when and where it’s convenient for them. CHAPTER VII - FEDERAL LAW ENFORCEMENT TRAINING CENTER, DEPARTMENT OF THE TREASURY PARTS 700 - 799: 31:3. 877, provided in part that: "Certain general and permanent laws of the United States, related to money. Pub. C. CFR Title 31 - Money and Finance: Treasury is one of fifty titles comprising the United States Code of Federal Regulations (CFR). " (2) facilitate the investigation, development, and timely. Ord. The head of an executive, judicial, or legislative agency may extend the 30-day period. British Columbia has released its Mandatory Entry-Level Training (MELT). 501), and by sections 1 and 53 of the Act of August 10, 1956 (ch. (2) To meet the requirements of paragraph (1), the sleeping areas and latrine areas. Casino are required to report transactions in currency that. —The term ‘financial in-stitution’— ‘‘(A) has the meaning given the term in section 5312 of title 31, United States Code; and ‘‘(B) includes— ‘‘(i) an electronic fund transfer network; and allows financial institutions to file reports required under subchapter II of chapter 53 of title 31, United States Code, chapter 2 of Public Law 91–508 [probably means chapter 2 (§§ 121 to 129) of title I of Pub. No. If you’re a service member or Veteran and have a disability that was caused—or made worse—by your active-duty service and that limits your ability to work or prevents you from working, you may be. Title 26 & Form 8300 for Non-Casino Departments 6. "(1) allows financial institutions to file reports required under subchapter II of chapter 53 of title 31, United States Code, chapter 2 of Public Law 91–508 [probably means chapter 2 (§§121 to 129) of title I of Pub. VerDate Mar<15>2010 17:05 Aug 17, 2013 Jkt 229126 PO 00000 Frm 00004 Fmt 8092 Sfmt 8092 Q:\31\31V3. AGA proactively worked with the Government to put forward “Best Practices”. We provide lost-cost online testing and training modules to accommodate casinos of all sizes that. S. As a result, it may not include the most recent changes applied to the CFR. S. 64(a. (1) establish performance goals to define the level of. 31, 2009, see section 10909(d) of Pub. This chapter applies to applicants and insurance producers not exempt under sections 604-A or 608-A of the act (40 P. 31. 1951 et seq. S. 00 per violation. Pub. Normally, Title 32 orders are for natural disasters, while Title 10 orders are for national defense. 1. AC 65-32, Certification of Repairmen (Light-Sport Aircraft). Provi-sions relating to reports on internal accounting and ad-ministrative control systems are restated in section 3512(d)(2) and (3) of this title. Our assessment involves a detailed evaluation of factors that contribute to risks across many key categories. A resident of the United States is an individual who is a resident alien under 26 U. Our assessment involves a detailed evaluation of factors that contribute to risks across many key categories. Strongly disagree Disagree. An Introduction to Title 31. 114–315, title IV, §402(b), Dec. org. The BSA-AML Compliance Group was created to put training at the forefront of anti-money laundering compliance and to elevate the importance and professionalism of the gaming industry. Counterfeit Currency. Reports relating to currency in excess of $10,000 received in a trade or business. Session 3: Requirements for filing a Currency Transaction Reports & Suspicious Activity Reports. 25 terms. Pub. Procedures for using all available information to monitor suspicious activity. Your feedback plays an important role in developing the quality of your education. Office of Intelligence and Analysis (a). 5. Casino Essentials, a Vector Solutions brand, is the leading SaaS provider of Title 31 & AML (anti-money laundering) compliance training and eLearning solutions for the Gaming Industry. 17 The training was at the right level of difficulty for me. The robust library and best-in-class course editing technology help build learning experiences for every individual in. Lauren Melcher is the operations manager for Vector Solutions, a leader in eLearning and performance support, providing award-winning SaaS solutions. Treasury debt means a debt owed to a Treasury entity by a person. Title 31 Testing, LLC has been providing Casino Training, Testing, Consultation and Risk Assessments for the gaming industry since 2008! Our training programs have been used across the United States, in Commercial Gaming, as well as in Indian Country. 2. Section 1. The Gaming Industry and AML Compliance 7 Several years ago FinCEN made it clear to the Casino Industry that enhanced enforcement efforts were coming. Employee Training. United States Code, 2021 Edition Title 31 - MONEY AND FINANCE SUBTITLE IV - MONEY CHAPTER 53 - MONETARY TRANSACTIONS SUBCHAPTER II. C. 250. [ 75 FR 65812, Oct. Under the Course Activities, click the “ Launch ” icon. Flashcards. The words "On and after June 1, 1942" in 31:82g(related to certifying officers) are omitted as executed. Answer. Chapter 31. 16, 2016, 130 Stat. 116–283, div. ( d) Additional rules for internet based training courses. False claims procedure. (1) Each casino shall develop and implement a written program reasonably designed to assure and monitor compliance. Study with Quizlet and memorize flashcards containing terms like The Multiple Transaction Log (MTL) is a list of _____ and _____transactions. At a minimum, the anti-money laundering program shall: ( 1) Incorporate policies, procedures, and internal controls based upon the loan or finance company. Title 31 Introduction Overview* 2. The. Currency Transaction Reports. 101 refers to title 31, part 500, section 101. )], or section 21 of the Federal Deposit Insurance Act [12 U. Title 31 Testing, LLC has been providing Casino Training, Testing, Consultation and Risk Assessments for the gaming industry since 2008! Our training programs have been used across the United States, in Commercial Gaming, as well as in Indian Country. Understand where to start and end employee training. S. 100 (hhh) rather than the definition of “United States” in. Financial Crimes Enforcement Network, Department of the Treasury. 13, 2007, 72 F. The Dowling Advisory Group provides casinos with expertise in conducting independent testing of Title 31 programs, creating and evaluating risk assessments and related programs. Question Title. Casino - Prevention of Harassment and Discrimination in the Workplace. (a) The contracting officer shall incorporate the cost principles and. —The Secretary of the Treasury, in consultation with the Attorney General and Federal, State, Tribal, and local law enforce-. Page 203 TITLE 31—MONEY AND FINANCE §3101 (1) the original issue price of the obligation, plus (2) the portion of the discount on the obliga-tion attributable to periods before the begin-ning of such month (as determined under. Your employees’ compliance training doesn’t need to be complicated. 876, provided that: "Nothing in section 1535 of title 31, U. ), and in furtherance of the purposes of Chapter 41 of title 5, United States Code, the Government Employees Training Act of 1958 (Public Law 85–507 [see. JE University empowers casino staff to stay constantly abreast of compliance issues and. 1589. The text of 31:951(b) is omitted as unnecessary because of laws vesting authority in the commission, board, or other group of individuals and for consistency in the revised title and with other titles of the United States Code. 66a of former Title 31 was repealed by Pub. Section 380 (e) of Pub. Code: Title 11. Learn. 111–259, title VIII, §808, Oct. Today, more than 200,000 casino employees rely on Vector Solutions Casinos to streamline compliance. You will now see a pop-up window with the course content. 31:1: Money and Finance: Treasury--Volume 1: 31:1. $200,000 with respect to a transaction valued at $100,000 or more but less than $200,000; 7. Ideas borrowed from these cities include making for the Department it easier to. Training module created by: Title 31 Testing, LLC. 16, 2016, 130 Stat. Pub. If you have a service-connected disability that limits your ability to work or prevents you from working, Veteran Readiness and Employment (formerly called Vocational Rehabilitation and Employment) can help. Title 31. §4108. (e) The head of an executive, judicial, or legislative agency shall assess on a claim owed by a person—. Overview of Fees [§31. Please tell us about your training. 66a of former Title 31 was repealed by Pub. 37, a practitioner will be presumed to have exercised due diligence for purposes of this section if the practitioner relies on the work product of another person and the practitioner used reasonable care in engaging, supervising, training, and evaluating the person, taking proper account of the nature of. (o) (2), is subtitle B (§§511–542) of title V of Pub. Title 31 and BSA In May 1985, the Bank Secrecy Act (BSA) was updated to include Title 31, a regulation aimed at casinos and card houses who’s gross annual gaming revenues (GAGR) is in excess of. 91–508 to the Code, see Tables. 591, §101(b) [title II], Oct. Guard members may also be ordered to active duty solely by. By the authority vested in me as President by the Constitution and the laws of the United States of America, including sections 305 and 306 of title 5, sections 1115, 1116, and 9703 of title 31, and chapter 28 of title 39, United States. 1309), are omitted because section 5 was repealed by section 3 of the Act of. A Guide to Casino Title 31 Compliance. Publication Title: United States Code, 2006 Edition, Supplement 5,. As a result, it may not include the most recent changes applied to the CFR. 258. Session 2: Risk-Based Approach; Know your Customer. Share. Challenges. Posted Training. OFAC means the Department of the Treasury's Office of Foreign Assets Control. Title 31 Fire Regulations. A recipient must make these training materials publicly available on its website, or if the recipient. Bank Secrecy Act (BSA), Title 31 of the Code of Federal Regulations Casinos are cash intensive businesses that can offer a broad array of financial services, such as: • Deposit or credit accounts • Facilities for transmitting and receiving funds transfers directly from other institutions • Check cashing and currency exchange services"(1) allows financial institutions to file reports required under subchapter II of chapter 53 of title 31, United States Code, chapter 2 of Public Law 91–508 [probably means chapter 2 (§§121 to 129) of title I of Pub. The BSA-AML Compliance Group was created to put training at the forefront of anti-money laundering compliance and to elevate the importance and professionalism of the gaming industry. 30, 1986, 100 Stat. F. 102–484 provided that: " (1) This section [enacting section 4316 of this title and amending this section and sections 4308 and 4313 of this title] and the amendments made by this section shall take effect on the earlier of—. A daily log that is implemented at the start of a new gaming day that tracks and aggregates a Title 31 customer cash in/cash out. 1829b] through the secure. 1 Use popular search queries. 1589. Employee Training . Chapter VII—Federal Law Enforcement Training Center, Depart-ment of the Treasury. Counting mail ballots. Events. Training Corps program when ordered to such duty for the purpose of training or a practice cruise under chapter 103 of title 10 U. C. §3529 TITLE 31—MONEY AND FINANCE Page 244 the revised title and with other titles of the United States Code. An application for an initial or amended training course offered through an internet based medium must comply with the. This course will discuss the history of Title 31, define key terminology related to the topic,. S. U. ACCT 2301 Exam 3 Ch 10-15. Employee Training . The word "audit" is substituted for "examination" for consistency in the revised title and with other titles of the Code. 40 Special Use Permits. Any person who fails to file the required certification shall be subject to a civil penalty of not less than $10,000 and not more than $100,000 for each such failure. AML Title 31, Responsible Gaming and Sexual Harassment Prevention just to name a few. Training is coordinated within the United States Government,. The primary purpose of this instruction is to identify responsibilities for the Active Guard. 1951 et seq. Except as modified by §§ 10. of title 31, United States Code, by any financial institution (as defined in section 5312(a)(2) of such title) to eliminate the need to report information which has little or. or of any other country that is circulated or accepted as money. OFAC (Office of Foreign Assets Control) 7. S. Title 31 Testing, LLC has been providing Casino Training, Testing, Consultation and Risk Assessments for the gaming industry since 2008! Our training programs have been used across the United States, in Commercial Gaming, as well as in Indian Country. Your feedback plays an important role in developing the quality of your education. Pub. No. (a) The Commissioner may contract with a competent individual or entity to serve as program. The way I was assessed was a fair test of my skills and knowledge. Civil rights Federal buildings and facilitiesW. C. S. 45 (b) of the 2020 Final Title IX Rules require the sharing of “ [a]ll materials used to train Title IX Coordinators, investigators, decision-makers, and any person who facilitates an informal resolution process. 1980 - Pub. . United States Code, 2015 Edition Title 31 - MONEY AND FINANCE SUBTITLE I - GENERAL CHAPTER 3 - DEPARTMENT OF THE TREASURY SUBCHAPTER I - ORGANIZATION Sec. 2. Ord. com. Training resources were available when I needed them. Pub. C. Review the process your company follows to provide the Title 31 training and decide if it meets the intent of the law. capacities of a child support obligor by cooperating with the appropriate state agencies to provide the necessary training, job upgrading, or both. However, havi. government. 26. Title 31 Testing, LLC has been providing Casino Training, Testing, Consultation and Risk Assessments for the gaming industry since 2008! Our training programs have been used across the United States, in Commercial Gaming, as well as in Indian Country. 31-10-102. C. 13, 2003, 117 Stat. Type of Cash-In or Cash-Out transaction. Our Tribal & Gaming newsletters are your resource for relevant and timely accounting, tax, and other topics. 1554, provided that: "The amendment made by subsection (a) [amending this section] shall apply with respect to a course of education or training pursued by a veteran who first begins a program of rehabilitation under chapter 31 of title 38, United States Code, on or after the date. Assign essential training such as: Title 31 transaction. 4575, provided that: " (a) Purpose . 1] Toggle Land Title and Survey Authority Fees [§31. ***Please note that the Office of Continuing Education does not manage the Act 31 Child Abuse Online Training course and will be unable to assist with any. Select A State. Training (other than. Session 4: Anti-Money Laundering Act 2020 potential impact to Indian Gaming. S. If you are ready to take the Title 31 test, you may click NEXT. Search engines know more than the rest of us know about our more intimate thoughts. 24 terms.